Inventory Specialists and our Services:
It is essential for
every homeowner keep a documented inventory of their personal property.
Failure to do so may cost you hundreds if not thousands in the event of
a property claim. Property claims are settled with the "same kind and
quality" premise. The policy interpretation is where the problems
usually arise. It is assumed that families have color TV's, maybe even
two or three. But what is not assumed is that you may have a big screen
TV worth $7,000, a custom made dining room or bedroom set, made to
order drapery or carpeting, etc. Property that falls into this category
is not assumed by any insurance company. You will have to prove you had
it in order to financially recover in case of a claim. Insurance
companies will ask for an inventory, including description and value of
damaged or stolen property. And, most important, they'll ask you to
attach bills, receipts that justify the loss. Our written and photo
record will be very beneficial at this time.
Inventory Specialists(HIS) serves North Carolina, Southern Virginia,
and Northern South Carolina
- HIS is
Licensed, Fully Insured and Bonded
recognizes the importance of strict confidentiality
and values it as our highest priority.
guarantee in writing that all information HIS
acquires will be kept strictly confidential and not
used for any other purposes.
- We are
professionals that know what insurance companies and police departments
require at the time of a claim, loss or theft.
- We use
the latest digital equipment for the highest quality documentation.
If you're like most of us, you buy things and put the receipt in a
place in case you need it for warranty purposes. But in case of a fire
. . . well, you know what can happen. Our service will prevent you from
suffering a financial loss if a fire or theft should occur
We have a background in both personal property
evaluation and the way claims are processed. We are licensed, fully
insured, bonded, and we know what to do and how to do it.
We will provide you with:
complete written inventory of all your property.Video entire home or
business and contents.Digital photographs of non-standard items.
you a personalized presentation including:
policies will replace property with the "same kind and quality" concept
of what you lost. But, if your property is valued above the "standard"
rule, it's your responsibility to prove otherwise.
to read inventory list.
of your home or business and contents.High-quality individual photos of
- CD of
all photos on a non-rewritable disc. (can't be accidentally erased)
We start by videotaping every room of your home or business to document
your property. Followed by a complete digital photographic record of
any property that does not fit into the "standard" rule referenced
Other items that may have been endorsed on your policy or appraised and
not documented above, e.g., jewelry, furs, collections, tools, guns,
etc., will be recorded also. Even though they are documented on your
policy, a digital record will greatly help in identifying those items
if they were taken in a theft and later recovered by police.
For the digital photos taken, we use a CD format for recording your
property for two reasons:
Our representative will then sit down with you
and make a complete written record of all of the above inventory
documented and photographed, adding any other property to the list in
completing the overall inventory of your home.
easy for insurance companies and police departments to view the
have approx. an 80 year life without data loss.
Here's what we do with your inventory data:
Our company also maintains an offsite safe
deposit box as a backup. We will send you a written list of your
inventory, a video record in DVD format and a CD of your written
inventory. We will maintain a copy of the CD and written inventory
offsite for you if needed for a
There are no charges for updating your written
inventory list for one year. You can update your list by E-mail, phone
or faxing us the changes. We will record the changes and send you the
Note: If additional photos are
taken in updating your inventory, there will be a nominal charge.
Our Frequently Asked Questions Page
Documentation Only Option:
will process all the data and send you the inventory list, the CD and
video record. Our company will not retain any of the information after
you receive your inventory packet.
As part of our service, we can at the time of a claim and upon your
request, send the photos and inventory list to the insurance company
for priority handling of your claim or to the police department for
identification purposes of your property.
New Bern, NC 27562